Thursday, 27 November 2014

GENERALLY ACCEPTED ACCOUNTING PRINCIPLES


GENERALLY ACCEPTED ACCOUNTING PRINCIPLES

1.1   Introduction
1.2   Definition of Accounting Principles
1.3   Features of Accounting
1.4   Classification of Accounting Principles
1.5   Accounting Concepts
1.6   Accounting Conventions
1.7   Accounting Standards
1.8 Self Assessment Questions

1.1 INTRODUCTION
Accounting is the language of business. Affairs of a business unit are made understood to others as well as to those who own or manage it through accounting information which has to be suitably recorded, classified, summarized and presented.
In order to make this language to convey the same meaning to all people, it is necessary that it should be based on certain uniform scientifically laid down standards. These standards are termed as accounting principles. Accounting principles may be defined as those rules of action or conduct which are adopted by the accountants universally while recording accounting transactions. Since these accounting principles are accepted and followed by accountants all over the world in the same manner, it is termed as Generally Accepted Accounting Principles (GAAP)
1.2  DEFINITION OF ACCOUNTING PRINCIPLES

Accounting principles refer, to certain rules, procedures and conventions which represent a consensus view by those indulging in good accounting practices and procedures. It brings uniformity in the preparation of financial statements. To be more reliable, accounting statements are prepared in conformity with these principles.


“Accounting principles are the rules, regulations & principles which are to be followed while preparing financial statements”.
The American Institute of Certified Public Accountants (AICPA) defines accounting principles as “a general law or rule adopted or professed as a guide to action, a settled ground or basis of conduct or practice.”
 In short, accounting principles are usually the concepts and conventions which have been adopted as a general guide by the accountants all over the world.

1.3  FEATURES OF ACCOUNTING PRINCIPLES
The following are the main features of accounting principles:
a)    Usefulness: A principle will be relevant only if it satisfies the needs of those who use it. The accounting principles should be able to provide useful information to its users otherwise it will not serve the purpose.
b)    Objectivity: A principle will be said to be objective if it is based on facts and figures. There should not be a scope for personal bias. If the principle can be influenced by the personal bias of users, it will not be objective and its usefulness will be limited.
c)    Feasibility: The accounting principle should be practicable. The principles should be easy to use otherwise their utility will be limited.

1.4  CLASSIFICATION OF ACCOUNTING PRINCIPLES
Accounting principles can be classified into two kinds:
1.      Accounting Concepts: 

The term concepts includes those basic assumptions or conditions upon which accounting is based. 
2.      Accounting Conventions: 

The term "conventions" includes those customs or traditions which guide the accountants while preparing the accounting statements. 
1.5   ACCOUNTING CONCEPTS
The following are the important accounting concepts:
2.      Going Concern Concept
5.      Cost Concept
6.      Dual Aspect Concept
7.      Matching Concept
8.      Realization Concepts



The explanation of these concepts is as follows:

1)      Business Entity Concept: In accounting, business is treated as separate entity from its owners. The 'Business' and 'owner' are taken as two separate entities. A distinction is made between business transactions and personal transactions. The accountant is interested to record transactions relating to business only. The private transactions of the owner will be recorded separately and will have no bearing on the business transactions. All the transactions of the business are recorded in the books of the business from the point of view of the business as an entity and even the proprietor is treated as a creditor to the extent of his capital. . Without such a distinction, the affairs of the business will be mixed up with the private affairs of the proprietor and the true picture of the firm will not be available.

2)      Going Concern Concept: According to going concern concept it is assumed that the business will exist for a long time in future. Transactions are recorded in the books keeping in view the going concern aspect of the business unit. While recording business transactions in the book of accounts, we assume that the business will be carried on indefinitely. This is why, the business purchase fixed assets like Land and Building, Plant and Machinery, Vehicles and Furniture etc. If the assumption of going concern is not there, we would hire these assets and not purchased. These assets have been acquired for use and not for sale, so we maintain individual assets account and charge necessary depreciation on it.


3)      Money Measurement Concept: In accounting, we identify and recorded only those business transactions which can be measured in term of money. Accounting transaction must have their monetary value. Transactions or events which cannot be expressed  in money do not find place in the books of accounts though they may be very useful for the business. For example, if a business has got a team of dedicated and trusted employees, it is definitely an asset to the business, but since their monetary measurement is not possible, they are not shown in the books of business.

4)      Accounting period concept: Under this concept, the life of the business is segmented into different periods and accordingly the result of each period is ascertained. Though the business is assumed to be continuing in future (as per going concern concept), the measurement of income and studying the financial position of the business for a shorter and definite period will help in taking corrective steps at the appropriate time. Each segmented period is called “accounting period” and the same is normally a year. The businessman has to analyze and evaluate the results ascertained periodically. Accounting period is of two types- financial year (1st Apr to 31st March) & calendar year (1st Jan to 31st Dec). For taxation purposes financial year is adopted as prescribed by the Govt.
5)      Cost Concept: According to this concept, all transactions relating to a business such as purchase of goods and services, acquisition of assets, expenses etc. are recorded at the price at which it was acquired i.e., at its cost price. This cost serves the basis for the accounting of this asset during the subsequent period.  In case of fixed assets, only written down value (i.e. cost – depreciation) is shown in the balance sheet in the subsequent years. For example, value of the land increases to Rs. 10, 00,000, it will continue to be shown as Rs. 5, 00,000 in the books of accounts, but not as Rs. 10,00,000.

6)      Dual Aspect Concept: This is the basic concept of accounting. Modern accounting system is based on dual aspect concept. Dual concept may be stated as "for every debit, there is a credit". Every transaction should have two sided effect to the extent of same amount. For example, if A starts a business with a capital of Rs.1, 00,000. There are two aspects of the transaction. On the one hand the business has assets of Rs.1, 00,000 while on the other hand the business has to pay to the proprietor a sum of Rs.1, 00,000 which is taken as proprietor's capital.
The accounting equation viz., Assets = Capital + Liabilities or Capital = Assets – Liabilities, will further clarify this concept, i.e., at any point of time the total assets of the business unit are equal to its total liabilities. Liabilities here relate both to the outsiders and the owners. Liabilities to the owners are considered as capital.

7)      Matching Concept: The essence of the matching concept lies in the view that all costs which are associated to a particular period should be compared with the revenues associated to the same period to obtain the net income of the business.
Under this concept, the accounting period concept is relevant and it is this concept
(Matching concept) which necessitated the provisions of different adjustments for
recording outstanding expenses, prepaid expenses, outstanding incomes, incomes
received in advance, etc., during the course of preparing the financial statements at the end of the accounting period.

8)      Realisation Concept: This concept assumes or recognizes revenue when a sale is made. Sale is considered to be complete when the ownership and property are transferred from the seller to the buyer and the consideration is paid in full. However, there are two exceptions to this concept, viz., 1. Hire purchase system where the ownership is transferred to the buyer when the last installment is paid and 2. Contract accounts, in which the contractor is liable to pay only when the whole contract is completed, the profit is calculated on the basis of work certified each year.

1.6   ACCOUNTING CONVENTIONS
The following conventions are to be followed to have a clear and meaningful
information and data in accounting:
1.      Convention of Consistency
2.      Convention of Full Disclosure
3.      Convention of Consistency
4.      Convention of Materiality
i) Convention of Consistency: The convention of consistency refers to the state of accounting rules, concepts, principles, practices and conventions being observed and applied constantly, i.e., from one year to another there should not be any change. If consistency is there, the results and performance of one period can he compared easily and meaningfully with the other.

ii) Convention of Full Disclosure: The convention of disclosure stresses the importance of providing accurate, full and reliable information and data in the financial statements which is of material interest to the users and readers of such statements. This convention is given due legal emphasis by the Companies Act, 1956 by prescribing formats for the preparation of financial statements.

iii) Convention of Conservatism: This convention follows the policy of playing safe. It takes into account all possible losses but not the possible profits or gains. It compels a businessman to wear a ‘risk-proof’ jacket, as the working rule is: “anticipate no-profit, but provide for all possible losses”. Thus, the convention of conservatism should be applied very cautiously.

iv) Convention of Materiality: According to this convention only those events or items should be recorded which have a significant bearing and insignificant things should be ignored. This is because otherwise accounting will be unnecessarily over burden with minute details.

1.7   ACCOUNTING STANDARD
Accounting standards are the rules that ensure uniformity of preparation, presentation & reporting of accounting information, and thus deal mainly with financial measurements and disclosures. Acc. To Kohler, “Accounting standard is a mode of conduct, imposed by custom, law or professional body for the benefit of public accountants and accountants generally.”
These accounting standards aim to improve credibility and reliability of financial statements through a reform in theory and practice within the legal framework to cater to the needs of the changing socio-economic requirements of the corporate world. The accounting standards facilitate uniformity of processing, presentation, and reporting of accounting information to make it more meaningful and comparable.
1.8   SELF ASSESSMENT QUESTIONS
Q1) What are accounting principles? Discuss in detail the accounting concepts and conventions.
Q2) Write a short note on Accounting Standards.

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